Hindi naman ako sobrang galing, pero hindi naman ako bobo para maniwala sa mga MLM meron akong mga kaboardmate na ang taas ng energy dun sa mga investment nya sa almamico,alamco,regent,at kapa. Ahahahhaah nung binanggit ko sa kanila yun mga link ng abscbn at sec online. Hindi daw totoo yon sinisiraan lang daw sila kasi yun mga kapatid nya nakapag invest na ng 20k at naging 465k in a span of 8 months. Gusto ko talaga silang pagtawanan ng harap harapan kaso syempre respeto na lang. Inaabangan ko pa kung kelan guguho yun kapa ehh sinusubaybayan na kasi nila ben tulfo,sec at pati ata nbi. Tapos pinagtatawanan nila yun sa pag stocks at forex ko. Sabi ko kasi yun 50k mo pwedeng kumita ng 5k per month. Kung dyos ka at sobrang galing mo yun 50k pwede mong gawin 300k within one year. Tas kung mejo hindi ka nag iisip sa ginagawa mo mauubos mo yun 50k within a week. Ang sagot saken mababa daw, tas mapangit kasi sa kanila magbibigay ka lan ng pera tas kikita ka na agad. Pinag uusapan na nila dito kung kelan sila magreresign sa trabaho at aasa lan dun sa pyramiding hahahaha Minsan nga sinasakyan ko na lang. Binabanatan ko ng mag invest ng mga 30k para malaki laki ang return of investment
Hi. I have an incoming money worth 300k coming from my car that I just sold. I wanted to make the most out of that money because it's not like everyday we encounter this kind of amount, i mean at least for me (we're not a financially wealthy family). A friend who happen to read a financial book shared to me 2 yrs ago that to be able to reach finacial stability, you must have at least 7 Streams Of Income (SOI id like to abbreviate it to make my text shorter hehe). for background purposes and for your suggestions to be more of help I'd have to let you know that currently: I am employed (SOI 1), have 3 policies - insurance/investment from bpi-philam (SOI 2), an emergency fund - I placed it in a passbook (SOI 3), a property (SOI 4) a condo unit - but still a bare unit - that I plan to let out and a 5k investment on ETH cryptocurrency (SOI 5(??)) which i dont really expect to give me an influx of money. So i havent really maximized my SOI 2 and SOI 4 because it's not income generating yet. As you can observe, technically, I only have SOI 1 as a source of incoming money. all the others are just stagnant money and generally outflow of money. What other areas of financial sphere should i explore? I tried reselling but it's time consuming and the profit is really low. I tried inquiring on franchises but my friends discourage me. I wanted to try FOREX or trading so bad but I don't know if its the same with cryptocurrency and it scares me coz i can't afford to lose more money. I want to join KAPA but others say it's a scam. I dont plan to use all 300k for my 6th source of income because I have to fix the condo first for it to be income generating.. HELPPPPPP
KAPA-Community Ministry International Inc. is not the only entity that the investing public needs to watch out for. According to an advisory issued by the Securities and Exchange Commission (SEC), there are various unregistered investment entities that entice the public to invest their money in high-earning products. Many of them are reaching out to prospective investors through social media. “Investors are increasingly turning to social media, including Facebook, YouTube, Twitter, LinkedIn and other online networks for information about investing,” SEC warned in an advisory issued on May 31, 2019. It noted that investment companies have begun soliciting investments through social media and warned the public to be on guard. The SEC identified the companies MGA Business Enterprises, Coophub Multimedia Services, Jogle Innovative Marketing, Global Dream Zion, Grappler, Sherpan, BCT Marketing/BCT Motorcycle and Car Trading, RTM/RTM Pharmacy and General Merchandise, Diamond Marketing, Fusion Marketing, FMarket, Cirfund, Vibearn, Onepro, BCC/BCC Cosmetics Trading, Unlishop Compensation Plan Marketing, VUCC, Bitrain, Tcoin, Crowd Royals, ADA Farm Agri Venture and Nermie Marketing/Nermie Health and Beauty Products Trading as those soliciting investments through social media. The SEC noted that the entities mentioned offer investment contracts in Facebook pages or secret Facebook groups and chatrooms. They also reportedly offer “unrealistic return on investments,” ranging from 10 percent to 400 percent a month and require interested investors to pay initial investments by depositing their money to an account in a bank, Coins.ph, GCash, money remittance company or face-to-payment with an entity’s agent. Investors are then instructed to send through private message copies of proof of their deposits. Payouts are also made using the same methods. Subject to SEC regulation “They usually claim that they invest their funds in forex (foreign exchange), bitcoin and other cryptocurrencies to justify their earning capacity,” the SEC said. The Commission added that such investment schemes “collapse as fast as they are created,” leaving investors unable to recoup their investments. The SEC wants it known that such schemes, whether using money or cryptocurrency, are considered securities and subject to regulatory authority of SEC. It added that the recruitment of investor members “in the guise of sponsoring a person into the system” is also considered a form of investment solicitation or a sale of securities. The sale of securities to the public without a permit or license from the SEC is a violation of the Securities Regulation Code. To spot such investment scams, the SEC lists three common red flags to look out for. If it sounds too good to be true, the SEC warns that it probably is. It cautioned investors to be wary of claims of “incredible gains” or “huge upside and almost no risk” investments. The SEC also noted that such scams promise guaranteed returns. It warned that every investment entails some level of risk and that an investment that is 100 percent safe likely has low returns. “Most fraudsters spend a lot of time trying to convince investors that extremely high returns are guaranteed or that the investment is a can’t-miss opportunity,” the SEC said. Another red flag is the pressure to buy right away. The SEC encourages investors to think before investing and be skeptical of investments that are pitched as once-in-a-lifetime opportunities. The SEC encourages the public to consult its Enforcement and Investor Protection Department if they think they are being duped into an investment scam. https://www.sunstar.com.ph/article/1808635
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